How are you on our back another video and yes my hair is red it was blonde now it's red, you have to be resourceful and Utilize YouTube tutorials, to get some stuff done.
Okay.
That's basically what I did.
I went on YouTube and looked up Passion twists tutorials and was able to accomplish this by myself.
you know a lot of people are the most trending topic right now is the most the most The most trending topic right now is the stimulus check-in getting checks checks in the mail and so forth I think it's very interesting and I feel like you know people are more interested in Focus on the government financial allowance and they are thinking about you know long term and that these are just temporary things it's not gonna last these these stimulus packages are not gonna last we may not even see a 2000 dollar stimulus package at all and The 1200 hundred dollars is not gonna last forever So I believe that we have to think long term and if you are a family that's living off a little income You definitely want to think about you know Trying to earn some extra money or ways in which you can save or you know The best way you can utilize your resources that you're continuing to maintain some type of income.
Okay? I'm going to share some ways in which Basically, you know will help you guys who live on low income now currently and like let's say you make like twenty to thirty thousand a year how you can make the best of it and still enjoy life and You know Plan ahead and save and all that, right? so 10 Ways To survive on a little income living the first is to create a budget to get an idea of how much you are spending each Month, so it's definitely important to start a budget a budget plan I'm so you can get an idea and understanding of where your expenses are going Okay And you can look at those expenses in areas where you think you can cut out some things so that you can save more money and You know create a budget basically help you to understand.
What is most important what is needed versus your Your wants okay So definitely create a budget and there's definitely some information and resources that can help you to create a budget So you want to look for where you can reduce spending or eliminate spending You want to know your needs versus your wants your definite needs is paying your rent and your mortgage or your utilities? You know getting food, etc And are you spending more on clothes versus food you then want to create a budget plan moving forward? There's also absolute you can utilize that will help you to budget So they're budgeting apps and I'll try to find something post them below this video But you definitely want to take advantage of apps that can help you to save That will help you to establish a budget a budget plan And all the next stuff.
So a lot of us have apps on our phones that we just used for entertainment purposes But there are plenty of useful apps that can help with you know Managing our money and the second thing is use cash instead of credit I call this the visible versus versus the invisible spending So the visible spending is cash where you can see, you know, you know how much you'll be spending if you carry cash So let's say you have twenty dollars in your pocket.
You have no credit card or debit card on you You know that you're limited to your limited such as spending twenty dollars Okay, so you can't spend any additional additional amount.
So I highly recommend this for those who Can go crazy with their credit card is to carry cash and to carry a specific amount a specific amount for spending Definitely utilize cash when you're you know going out or whatever and you're someone who may not be able to control yourself when you when you pass by a store and you Like to shop and maybe you overdo it sometimes but it's good for people like us to carry cash.
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So the third thing you want to do is find ways to save save on spending.
You can look for sales reduce prices Look for discounts and so forth there's a video I posted about various companies right now and during this pandemic thats offering free services for a certain period of time and they're also offering discounts and it ranges from Entertainment services to auto services and so on and so on so definitely check out that video It definitely will help you in this time Alright, so you definitely want to find ways to save and again you can use various apps apps to save on gas grocery apps thrifting apps Save a lot of money on buying expensive clothes cause there are really good thrifting stores that sell high quality clothes They may be use but they may be high quality in name brand clothes that you can Purchase from thirsting stores and not just clothes many thrift stores sell multiple things like household products and so forth So definitely look into you know thrifting okay Travel deals if you're someone who would like to travel and you have a little income you can still travel and look and look for Deals, okay, there are certain sites that will allow you to travel as a group so you can get together with your buddies or friends or whatever and Save on traveling when you travel in groups, or you could travel across the country You don't have to leave the country to travel some of us, you know, we want to be world travelers But we have not even seen all that there is to this country America We haven't been to every corner of America Beautiful places in America that you could travel to as well So we don't have to always travel abroad if you feel like getting away there are places that you can get getaway to in this country and so also think about that.
All right.
We also want to get into some couponing and Save on grocery items and so forth, okay I don't know if you guys ever heard of it, but there's a show called extreme couponing where these people like really serious couponers Right, and they save a lot of money for thing is reduced living from two-bedroom Let's say you have a two-bedroom apartment.
You may want to go to a one-bedroom If you don't have kids, you know, it's more easier if you're like a single person But if you're single and you live in a two-bedroom, like why do you need that extra bedroom? Maybe you need to learn a little bit more about living a minimalist life And if you don't know what that is, you can go on YouTube and look up minimal minimalist living, okay There's people living in one bedroom and they make the most of it.
So that's another things to think about Maybe you need to reduce your living situation to save more money some people may even consider living with their you know, their parents if their parents have a house that have like a basement or you know, give your parents some money for it But you know You can save up a lot of money by doing that and buy a bigger house or bigger property in a long haul Okay, so you may have to think about reducing your living situation.
Maybe you're paying too much and it's not necessary You may have all these rooms in your house that you don't even use and you can maybe rent it out Rent out that extra space and make some money as well, right? So definitely think about you know, reducing your living situation or try to make the most of it I know whith Covid-19 You may not want to rent it out to anyone But it's something to think about in the long term after this Cove in nineteen stimulus package runs out.
All right, so The next five is reduced utility bills by reducing your usages of water electricity cable bills You could find cheap cheaper rate services again Definitely think about that.
Maybe you paid so much and you need to shop around for better cable internet services, right? That's not too expensive number six is eat out less so you don't want to keep going to restaurants and expensive restaurants and keep eating out and ordering so much uber eats or GrubHub or whatever you want to definitely make sure that you're not overdoing it to spending too much money on that When you can make meals at home, okay? Another thing is, you know, walking or using bikes Instead of using your vehicle that saves on gas right and you get good exercise if you use bikes and if you walk in your destination, so it depends on the distance and where you trying to go if it's if it's someplace that's Like 20 minute walk then definitely walk or ride a bike.
Alright save on gas and keep your car at home um Another thing is number eight is to earn extra cash for spending.
You can do online gigs and money apps So I share that information on this channel, that's what my channel is all about You know finding ways to earn additional income and working from home doing some online side hustle So definitely take advantage of that information to earn additional income.
Okay number nine is having some free fun We definitely want to enjoy ourselves and not feel like we're restricted because of our budget.
You still want to have freedom So there's many ways you can have fun without spending a lot of money and you can have free fun as well So you definitely want to look for free events in your community.
You can rent free movies from your library you could travel on a low budget again now share a link because I have an article about And how you can travel for free.
So of course, this is after Covid after this whole Covid-19.
Coronavirus Situation blows over and we go back to some normal living Then and you want to travel I have some information and how to do so for free, okay Can I post the link below this video? Number 10 lastly is seeking our program assistance with living expenses So various programs out there that can help you with housing with purchasing food clothing There are clothing drives that you can get free clothes for your children and so forth.
So these are just ten ways I want to share with you guys of how you can live on low income twenty to thirty thousand a year and You know be able to save money at the same time and build a better financial future post Covid 19 Okay, but that's basically all I have for this video guys Thank you so much for joining me and don't forget to subscribe And hit there notification bell so you don't miss out on new video uploads I'll see you guys next time stay safe and happy work from home.
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